Though most of your debts will be discharged, there are some exclusions within a bankruptcy. If you sustain any debts during your bankruptcy, or failed to include any on your Bankruptcy list then these will not be discharged.
There are few other debts that are excluded from being able to ‘write off’ in your bankruptcy. These can include: alimony and child support, income and property taxes, governmental fines, student loans, and criminal restitution fees.
Other debts that would not be discharged are any charges that have been accrued through fraudulent mannerisms. For example, if you ran up debts right before your bankruptcy was filed or if you took a line of credit out to purchase vacations, or other luxury items, that you knew you could not repay then the Creditor could argue that this debt to not be included in the Discharge. Also, if you illegally obtained credit sources by providing false income statements, this could be held exempt as well.