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About Alicia

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So far Alicia has created 13 blog entries.

What Is Premises Liability

Premises liability is the responsibility that a property owner has towards their guests to provide them with a safe and properly maintained property during their visit. Under premises liability a property owner is liable for injuries or damages sustained by guests in a preventable or foreseeable accident. There are a few things that are considered [...]

Watch For Delayed Symptoms After A Car Accident

When a serious car accident happens, it can be obvious when to call for emergency medical services but in smaller collisions where neither party appears to be injured on the surface, an ambulance is usually not called. Just because you do not immediately feel hurt doesn’t mean that the car accident did not do damage [...]

What To Expect In Chapter 7 Bankruptcy

If you are considering filing for bankruptcy, there are a few things you should know about the process and what to expect once you decide to file. First, you will have to decide if you are going to file Chapter 7 or Chapter 13 bankruptcy. Chapter 13 bankruptcy reorganizes your debt and creates a repayment [...]

Can The Bank Garnish My Wages In Foreclosure?

Facing the foreclosure of your home is an upsetting time and notifications from your lender can be confusing and a jumble of legalese that is difficult for a non-lawyer to understand. People have many questions and concerns regarding foreclosure, a major one being: “Can the bank garnish my wages in foreclosure?” What Is Wage Garnishment [...]

The Difference Between Debtor Education And Credit Counseling

Filing for bankruptcy can be an overwhelming process and there are a few pre- and post-requirements that you need to complete in order to successfully navigate through the bankruptcy process. There is the pre-filling credit counseling certificate that must be completed before you can file for Chapter 7 or Chapter 13 bankruptcy and then there [...]

Can a Last Will & Testament be Contested?

A will can be contested, or disputed, based on one of the following grounds: Invalid Execution Lacking Testamentary Capacity Lack of Knowledge and Approval Undue Influence Fraudulent or Forged Wills Rectification and Construction Claims   Invalid Execution In order to claim that a will is incorrectly executed, one or more of the following requirements was [...]

Implications of a Joint Account During Probate

“Our Mom only added my sister to her accounts so she could help pay bills on time. The money was supposed to be divided equally amongst all of the children like the Last Will & Testament says!” This is a common situation for many families after the passing of a parent. Mom (or Dad) added their child [...]

Do You Get Out Of All Debts If You Declare Bankruptcy?

The goal of filing under Chapter 7 bankruptcy is to have your debts discharged or wiped out. Most types of debts can be discharged when filing for Chapter 7 bankruptcy; however, some debts are not eligible to be discharged. What is a Discharge of Debt? A discharge of debt is when your financial responsibility of [...]

Should I Sign a Reaffirmation Agreement for My Mortgage or Car Loan?

When going through Chapter 7 Bankruptcy, one or more of your creditors may want you to sign a reaffirmation agreement. If you do not have an attorney by your side, you may sign this not fully understanding the repercussions of this action. Typically, a bankruptcy attorney will advise you against signing a reaffirmation agreement. To [...]

What Can I Do if My Loan Modification Request is Denied?

Getting a loan modification approved can be difficult if you attempted the process without the help of an experience foreclosure defense attorney. An experience foreclosure attorney will ensure that all of the forms are completed correctly and submitted on time. How you handle a denial will depend on the reason your application for a loan [...]

5 Common Reasons for a Loan Modification Denial

Handling a loan modification on your own may have seen like a simple application process but when your bank replies with a denial letter, you may be wondering where you went wrong. Here are 5 common reasons for an application for loan modification to be denied. Insufficient or missing documents: The bank requires a lot [...]

Safe Driving Tips For This Fourth of July

We mentioned the disaster that distracted driving can be in our blog “Distracted Driving: A Personal Injury Claim” and with the Fourth of July celebration fast approaching we wanted to remind everyone to drive safe and to celebrate safely. Fourth of July is supposed to be about celebration, freedom, fireworks, and for many, alcohol. In [...]

Distracted Driving: A Major Personal Injury Claim

Distracted driving is defined as doing anything while driving that takes your focus away from the task of driving. Distracted driving is becoming more and more of an issue as the years pass by. In 2010 there were 3,092 deaths/416,000 injuries a year and recently, in 2015 there were 3,477 deaths/391,000 injuries. Now, nearly 9 [...]